There was a time in my life that I was into a deep struggle. I needed money to sustain my needs because I was still seeking employment. Since job hunting costs money (food, transportation, printing and dropping resumes), I had to stretch a single change in my pocket. When I landed a job in a non-government organization company, half of the first few paychecks I received were allotted to pay an obligation I promised to settle as soon as I landed a job.
My family was relieved. I was very thankful and relieved because I got to stop collection harassment for good. That was very annoying. Collectors called early in the morning though I already arranged for payment. I was not the only one who experienced a tough time like this. I learned that my second degree cousin had encountered collection harassment. It is against the law.
My second cousin lives in California, works and gets paid really good. So she had the ability to settle her debt at that time. She got a help to stop collection harassment California area. A very credible law firm can give assistance to the victims of collection harassment. As long as we pay our obligation, there is no reason to be intimidated by these collectors.